Seek and compare affordable insurance rates here!
Insurance Rates provides cheap insurance rates on a variety of policies.
How the Quote Process Works Our Insurance Partners The Policy Options Frequently Asked Questions

How You Can Choose the Right Insurer and Pay Less

Choosing an insurer is an important decision, and one you want to make wisely. Here are some tips on how to choose the right company.

Licensing

When you are shopping for a plan, you will want to make sure that the insurance companies you are considering are licensed to operate in your state. This is a good rule to live by because, if your company is licensed in your state, you can then appeal to your state department if you have any problems. You can find out which companies are licensed to operate in your state by visiting your state's department of insurance website.

Cost

Of course, if you're in the market for affordable coverage, price is a factor in your decision. When it comes to price, your best bet is always to shop around. Usually, financial experts recommend getting at least two or three different quotes before choosing a policy. On our site, you can get pricing from up to five different companies for free, so you can do all of your comparison shopping on one site.

Financial Stability

Comparing pricing won't do you much good if the insurer you select can't afford to pay the claims you make. You want to make sure that you choose a company that is likely to be financially stable for many years to come. You can get such information from independent rating agencies, like Standard & Poor's or Moody's financial indexes.

Customer Service

In addition to being able to provide cheap insurance rates, your insurer should also be able to offer impeccable customer service. Talk with a representative or agent from your prospective insurer before you take out a policy to get an idea of how customers are treated. You may also want to check with your state department of insurance to determine the company's complaint-to-claims ratio.

Take advantage of all of the information we have to offer.